Tuesday, July 19, 2016Owning a boat can be a big responsibility. You need to take steps to minimize risks to your vessel in all situations. When hurricanes or other severe storms are in the forecast, you will likely need to move your boat under cover — if it's possible to do so — in order to minimize the risk of catastrophic damage. READ MORE >>
Friday, June 3, 2016 Columbia SC Auto Insurance In the state of South Carolina, you're required to own car liability insurance, which covers the damages to other drivers after an accident that you cause. You’re also required to purchase uninsured motorist coverage, which can protect you against damages cause by people driving without insurance (which is illegal). READ MORE >>
Friday, March 6, 2015Insurance. Do your eyes glaze over just reading the word? It may not be the most thrilling subject, but it's essential for new homebuyers to understand the nuts and bolts of their homeowners insurance. Virtually all mortgage lenders require insurance coverage to protect their investment. READ MORE >>
Friday, February 27, 2015When it comes to considering life insurance as an investment, you’ve probably heard the adage, “Buy term and invest the difference.” This advice is based on the idea that term life insurance is the best choice for most individuals because it is the least expensive type of life insurance and leaves money free for other investments. READ MORE >>
Friday, February 20, 2015There are seven general types of home insurance policies under the industry standard Homeowners 2000 Program, ranging from HO-1 to HO-8 (there is no HO-7) as of 2014. Perils covered under HO-1 policies are very narrow, and they are not sold in all states. READ MORE >>
Friday, February 13, 2015Some insurance companies offer only one type of insurance, while others offer many different types. Insurance buyers often receive a discount if they buy all or many of their insurance policies from the same company. Bundling often presents value to policyholders, but there are times when it does not. READ MORE >>
Friday, February 6, 2015Life insurance is a popular part of long-term financial planning. But to effectively incorporate this tool into your portfolio, you must understand how and when life insurance payouts are delivered to beneficiaries. This includes understanding how quickly benefits will be paid and designing the policy with the payout option that works best with your estate planning. READ MORE >>
Friday, January 30, 2015If you need money in an emergency, one place to look is your insurance policy. That is, if what you have is permanent life insurance – available as either “whole life” and “universal life”. READ MORE >>
Friday, January 23, 2015For any life insurance policy, the face value is the death benefit. This is the stated dollar amount that the policy's beneficiaries receive upon the death of the insured. In most cases, the face value is transferred to the beneficiaries tax-free. READ MORE >>
Friday, January 16, 2015Life insurance is a great way to protect your loved ones financially, but it’s also a major investment. Over a period of years, even a slightly lower premium can yield major savings. The following are some of the biggest factors that insurers consider when pricing out their policies. READ MORE >>
|
Blog Archive
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2012
|